BEST INVALENCIA.COM

VALENCIA · THE MEDITERRANEAN COAST

Your choice of home. Our guidance, from paperwork to keys.

Belcaire · Project visualisation

Your Spain. Your way of life.

Moncofa · Castellón

Belcaire

from €156,2401–3 bedrooms

Via Valentia · Project visualisation
Villa Marina · Project visualisation
Find your home

Project visualisation

THE RESIDENCE COLLECTION

Three addresses. Your way to live.

Listed prices exclude VAT and purchase costs. Checked 9 September 2026; availability, specifications and dates remain subject to confirmation for your chosen home.

BUYING AN APARTMENT IN SPAIN

From the paperwork to your own keys.

We help you prepare the documents, handle banking matters and work through every stage of your purchase. We explain the terms in plain language and coordinate with the lawyer, bank and notary.

Legal support throughout your purchase

Together with a lawyer, we check the property documents, seller, permits and purchase terms. We explain your rights and obligations before you sign any contracts. We help you complete the purchase before a notary, register ownership and receive your keys.

Getting your NIE

NIE is your foreigner identification number in Spain, required for purchase formalities and related tax procedures. We help you prepare the documents, book an appointment to submit them and complete the application process. An NIE is not a residence permit.

Opening a Spanish bank account

We help you choose a bank that suits your circumstances and prepare the documents needed to open an account. We support you with application forms and communication with the bank, and explain the account terms and how to pay for your property.

Transferring funds from abroad

We help prepare a transfer to your account in Spain. We check the bank’s requirements in advance, gather documents showing the source of funds and purpose of payment, and help you respond to the bank’s enquiries. This preparation helps reduce the risk of transfer delays and temporary restrictions on your account.

Help with your mortgage

We support mortgage applications for clients with permanent residency in Spain. We help you prepare proof of income, compare bank offers and understand the down payment, monthly repayments and total cost of borrowing. The bank decides whether to approve the mortgage and on what terms.

Reservation, deposit and payment terms

Before you pay, we help you agree the terms of the reservation and deposit agreement: the amount, deadlines, payment schedule and refund rules. If your purchase depends on a mortgage, we also address what happens if the bank declines your application. You know in advance what you are signing and the obligations you are taking on.

We set out the scope of our support and service fees in a contract before work begins. Account opening, transfers and mortgage lending are subject to bank requirements and applicable rules.

FROM THE FIRST CONVERSATION TO YOUR OWN KEYS

One journey. A clear step at a time.

  1. 01

    What you are looking for

    We discuss your budget, reason for buying, residency status and timing, then help you choose an apartment.

  2. 02

    Documents and budget

    We check the property, draw up a list of costs and plan your NIE, bank account and proof of funds.

  3. 03

    Contract and payment

    We agree the reservation, payment schedule, legal terms and, if needed, the mortgage application.

  4. 04

    The notary and your keys

    We coordinate completion, registration of ownership and handover of your home under the terms of the contract.

NO SURPRISE LINES IN YOUR BUDGET

See the full cost of buying your home.

The apartment price is the starting point. Before paying a deposit, it is worth understanding all the associated costs.

Price of your chosen apartment

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Applicable taxes: IVA and AJD

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Notary and property registration

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Legal support and company service fees

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Bank fees, valuation and mortgage costs, if applicable

We clarify the tax rates and each cost for your specific purchase. Fees for purchase support and additional services are agreed separately.

GOOD QUESTIONS TO START WITH

Fewer unknowns. More confidence.

Can I start looking while I am in Ukraine or the EU?

Yes. You can start choosing an apartment and discussing documents remotely. The possibility of signing by power of attorney, and the stages that require your presence, are agreed with the lawyer, bank and notary.

Does an NIE give me residency?

No. An NIE is a personal foreigner identification number used for administrative, financial and tax procedures. It is not a residence permit. Residency status is obtained separately.

Can I transfer money from Ukraine?

This must be checked for your individual circumstances before planning a payment. Current National Bank of Ukraine currency restrictions, the sending bank’s rules and the Spanish bank’s checks apply. We help prepare the documents and agree an available lawful payment method.

Does permanent residency guarantee a mortgage?

No. The bank assesses your income, financial commitments, source of funds, credit history and the property. Permanent residency does not replace an assessment of your ability to repay. We support the application but cannot guarantee approval.

What happens to my deposit if the purchase falls through?

This depends on the type of contract and the agreed terms. Before signing, check the refund rules, deadlines and consequences if either party withdraws, including what happens if the bank declines the mortgage.

What else should I plan for after receiving the keys?

Plan for the handover inspection and recording any defects, utility contracts, insurance, furnishing and ongoing maintenance. We discuss separately whether we can arrange these services and what they would cost.

YOUR BUYING GUIDE

Your next home starts with a good plan.

A practical checklist to prepare for your purchase and ask the right questions at every step.

  • 01Documents, NIE and a bank account
  • 02Source of funds and your full budget
  • 03Legal checks, contracts and getting the keys
Download the guide

Free download · No registration

Buying guide cover
PDF · 4 pages · English